No increase in premium! - "We were introduced to a partially self-funded insurance program to offer our employees an excellent coverage plan with no premium increase. Our initial up front savings were substantial as we were expecting a possible increase of 20-30% from our fully-insured plan. Since we switched to the new policy, our savings has been approximately $35,000 for a group of about 150 employees. We have had no increase of premium to our employees with an increase in coverage. I would strongly recommend this program."